This recession and stock market crash has taught me about not relying on the stock market.

No, I am not fired but it can be painful to see your investments reduce by 20%.

The stock market depends on others, not you.

You can’t control the government policies.

You can’t control a company’s management.

There are many things you can’t control.

So it’s not a fool-proof long-term wealth-building plan.

Yes, it has worked for people but there’s no guarantee it will work in the next 10-20 years.

It can fail without your screw up.

Therefore it makes sense to also do things you can control.

Less stock market.

More self-investment in your career and your business.